Travel insurance is a vital aspect to booking a holiday, giving you protection against unforeseen circumstances that could otherwise spoil your holiday. The schedule of the cover below sets out a summary of the cover provided by insurance we have arranged with Travel & General Insurance Services Limited (tagis) who is fully authorised and regulated by the FCA (firm reference number 304788) full details of which can be found on the FCA website (www.fca.org.uk).
Schedule of Cover
|Standard Cover||Section||Sum Insured Per Person||Excess Per Person|
|A||Cancellation or curtailment||Up to £5,000||£50|
|B||Medical expenses||Up to £5,000,000||£50|
|B2||Criminal injuries benefits||£5,000||Nil|
|C||Personal accident||(dependent on destination)|
|C1||Disability||Up to £25,000 (age limits apply)||Nil|
|C2||Death||Up to £10,000||Nil|
|D||Delay departure or arrival, or||£100||Nil|
|D1||Cancellation due to delayed departure||£5,000||Nil|
|D2||Failure of transport||£1,000||Nil|
Single item limit £400
Valuables limit £500
|E2||Passport or visas||£250||£50|
|E4||Temporary loss of baggage||£100||Nil|
|F||Personal liability||Up to £2,000,000||£250|
|G||Legal expenses||Up to £15,000||Nil|
Available to UK residents only.
Includes cover for Volcanic Ash and adverse weather conditions under the travel delay section.
An insurance policy can only provide cover in respect of an event/occurrence which is sudden, unforeseen and beyond your reasonable control. Any facts known to you, which could possibly result in you having to make a claim, must be disclosed otherwise you may not be covered. In addition, anyone named as insured under this policy must have read and understood the following relating to Pre-Existing Medical Conditions:
If you have answered yes to any of these questions, you must contact Healthcheck on 0844 826 2711
A policy document that fully defines the cover, conditions and exclusions will be sent to you with your booking confirmation. When you receive your policy, please take the time to read it carefully to ensure you understand what is and what is not covered and that all activities that you may wish to participate in are included. If it does not meet your requirements, please return the policy, proof of premium and any other relevant documents to us within 14 days of receipt and we will refund the premium in full, provided you have not travelled or made a claim.
Failure to comply with the terms & conditions of the policy may result in cover being restricted.
Our priority is customer satisfaction, and to achieve this we aim to give you a personalised service. You can be assured that when booking with us there will be no hidden costs. We do not cut-corners to save money, and all hotels and restaurants are of a high standard and quality. To us you are an individual, not just a number. Our staff have either lived or travelled in China and Indochina, creating and personally running tours, for over 20 years. Our in-depth knowledge and understanding of people travelling to Asia is second to none.